{"id":37036,"date":"2013-03-23T07:55:23","date_gmt":"2013-03-23T11:55:23","guid":{"rendered":"http:\/\/countingpips.com\/forex-news\/?p=37036"},"modified":"2013-03-23T07:55:23","modified_gmt":"2013-03-23T11:55:23","slug":"the-worlds-safest-way-to-make-10-a-year-every-year","status":"publish","type":"post","link":"https:\/\/www.investmacro.com\/forex-news\/2013\/03\/23\/the-worlds-safest-way-to-make-10-a-year-every-year\/","title":{"rendered":"The World&#8217;s Safest Way to Make 10% a Year&#8230; EVERY Year"},"content":{"rendered":"<p><strong>By Aaron Gentzler &#8211; <a href=\"http:\/\/www.insideinvestingdaily.com\/\" target=\"_blank\"><wbr \/>insideinvestingdaily.com<\/a><\/strong><\/p>\n<p>Charles J. lives in San Jose, Calif. He works as a software developer.<\/p>\n<p>But ever since November 2009 Charles has been collecting $332.67 in <a href=\"http:\/\/www.insideinvestingdaily.com\/articles\/inside-investing-031913.html\" target=\"_blank\">extra income <span style=\"text-decoration: underline;\">each month<\/span><\/a>. That&#8217;s $3,992 a year. All Charles had to invest to set up that perpetual income was $40,000.<\/p>\n<p>That works out to a net annualized yield on his investment of 10% &#8212;<br \/>\nor about five times what he could make investing in Treasury bonds.<\/p>\n<p>And thanks to the power of compounding, at this rate a $25,000<br \/>\ninvestment will become $64,725 in 10 years. And a $50,000 investment<br \/>\nwill become $129,451.<\/p>\n<p>This income &#8212; and the potentially massive compounding returns it can<br \/>\ncreate &#8212; has nothing to do with Charles&#8217;s job. It&#8217;s not from rental<br \/>\nincome on a second home either. And it&#8217;s not from stock market dividend<br \/>\nyields&#8230; options premiums&#8230; or the bond market.<\/p>\n<p>The checks come from an entirely different source.<strong> Put simply, <a href=\"http:\/\/www.insideinvestingdaily.com\/articles\/inside-investing-030113.html\" target=\"_blank\">Charles has become a &#8220;bank.&#8221;<\/a> <\/strong><\/p>\n<p>You read that right. Charles earns his income checks by lending to<br \/>\nother Americans who need money. To date, he&#8217;s helped over 4,000 people.<\/p>\n<p>Some of these people need money to pay off high-interest credit card<br \/>\nbalances. Some need money to cover medical expenses, or to complete a<br \/>\nhome repair, or even to start a business.<\/p>\n<p>Charles doesn&#8217;t like taking risk. In fact, he&#8217;s ultra-conservative<br \/>\nabout who he lends to. He helps folks who have been at their current job<br \/>\nfor a year or more. He also likes folks who need $20,000 or less.<\/p>\n<p>The borrowers Charles invests in have an average FICO score of 708 &#8212;<br \/>\nabout 18 points better than the national average. They have an average<br \/>\n15% debt-to-income ratio (excluding mortgage debt). Most bankers will<br \/>\ntell you that less than 30% is considered &#8220;financially healthy.&#8221;<\/p>\n<p>The average borrower Charles helps also has 14 years of credit<br \/>\nhistory and a personal income of $69,924. That&#8217;s in the top 10% of the<br \/>\nU.S. population.<\/p>\n<p>How does Charles become the &#8220;bank&#8221; and earn an extra $4,000 a year?<\/p>\n<p>He uses a groundbreaking peer-to-peer financial community <a href=\"http:\/\/www.lendingclub.com\/\" target=\"_blank\">www.LendingClub.com<\/a>. It&#8217;s the most revolutionary and groundbreaking financial innovation of your lifetime.<\/p>\n<p>Lending Club cuts out banks altogether by bringing together<br \/>\ncreditworthy borrowers with savvy investors so that both can benefit.<br \/>\n(Which is why so few people have heard about it.)<\/p>\n<p>Since opening in May of 2007, Lending Club has loaned out over $1.5 billion. And it is issuing $2.7 million in new loans <em>each day<\/em> by putting to work the capital that folks like Charles J. invest.<\/p>\n<p>This is not some risky, fly-by-night operation. It&#8217;s strictly for<br \/>\ncreditworthy borrowers. Lending Club immediately denies any applicant<br \/>\nnot meeting strict lending standards. In fact, it <span style=\"text-decoration: underline;\">denies<\/span> 90% of all loan requests.<\/p>\n<p>This gives lenders&#8230; people like Charles J&#8230; a big margin of<br \/>\nsafety. The numbers speak for themselves: 93% of investors at Lending<br \/>\nClub (regardless of how many notes they&#8217;re invested in) make between<br \/>\n6-18% annual return, <em>net of all fees and defaults<\/em>.<\/p>\n<p>I recommend you visit Lending Club&#8217;s website immediately and<br \/>\nfamiliarize yourself with the big idea behind &#8220;peer-to-peer&#8221; lending. It<br \/>\nnot only will hand you a super-safe yield outside of the financial<br \/>\nmarkets, but also has the potential to radically transform how Americans<br \/>\nmanage their wealth and work their way out of debt.<\/p>\n<p>In fact, I am so excited about this idea that I am recommending that paid-up subscribers of my advisory service, <em>Unconventional Wealth<\/em>, put 25% of their available capital to work in Lending Club immediately.<\/p>\n<p>I have also given them a number of insider secrets on how to <a href=\"http:\/\/www.insideinvestingdaily.com\/articles\/inside-investing-030813.html\" target=\"_blank\">maximize their returns<\/a><br \/>\nand minimize their risks. But even without these secrets, this is hands<br \/>\ndown the safest way to make a 9+% yield available in America today.<\/p>\n<p>Best Regards,<\/p>\n<p>Aaron<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Aaron Gentzler &#8211; insideinvestingdaily.com Charles J. lives in San Jose, Calif. He works as a software developer. But ever since November 2009 Charles has been collecting $332.67 in extra income each month. That&#8217;s $3,992 a year. All Charles had to invest to set up that perpetual income was $40,000. That works out to a &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.investmacro.com\/forex-news\/2013\/03\/23\/the-worlds-safest-way-to-make-10-a-year-every-year\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;The World&#8217;s Safest Way to Make 10% a Year&#8230; EVERY Year&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-37036","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/posts\/37036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/comments?post=37036"}],"version-history":[{"count":0,"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/posts\/37036\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/media?parent=37036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/categories?post=37036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.investmacro.com\/forex-news\/wp-json\/wp\/v2\/tags?post=37036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}